• Permanent, year-round extra protection to cover the sudden and unexpected effects of an accident

• Travel accident coverage on a short term or permanent basis

• Trip or event coverage for participants, volunteers, and sponsors

• Flexibility
   - Available to individuals, families, or groups
   - 24 hour coverage, common carrier only or aviation only

• Third Party Ownership for estate planning.

• Comprehensive Coverage
   - Accidental Death Benefit
   - Specific Loss Benefits
         • Loss of use of limbs
         • Loss of speech
         • Loss of sight
         • Loss of hearing

• Valuable Optional Enhancements
   - Emergency Medical Evacuation and Global Repatriation of Remains
   - Permanent Total Disability
   - Acts of Terrorism
   - War or Act of War