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International Group Blanket Policy
International travel and relocation have become
common if not routine for many businesses and organizations. Unfortunately,
multinational employers and group organizers are faced with challenging special
risks, which may be unfamiliar or overlooked when conducting business overseas.
Identifying and adequately insuring medical emergencies, air evacuations
and accidental deaths can save businesses and organizations thousands of
dollars in the event of a crisis.
A blanket policy is ideal for multinational business, organizations, universities, and church/missionary groups sending their employees or members overseas for short or long periods of time.
Our policies are flexible and can be customized to meet our clients' special needs. Before submitting the quote request form, companies and organizations should determine what coverage, if any, they have for employees or members while traveling or living abroad.
Our international group medical plans can be
used as primary insurance in the event that your company or organization has no
coverage outside the United States or country of residence. However, if your
base coverage does provide limited reimbursements for eligible expenses our
plan will be secondary to the base plan and will fill the gaps. For example: we
would pay for medical expenses not covered under your base plan and coordinate
the benefits with your insurance company. Additionally, we would cover those
expenses and services which typically are not covered under U.S. or
nationalized health plans such as air evacuation, repatriation of remains, 24
hour worldwide services (with access to U.S. board certified Physicians),
guaranteed payments to medical facilities, interpreters and translation
services, instant physician and hospital referrals and last but certainly not
least: peace of mind.
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