1.  Guaranteed issue: No medical questions on the application
2.  Group and individual coverage available
3.  Customized group and corporate plans
4.  Permanent international coverage, underwriting required
5.  Average sale $300+
6.  No geographical constraints
7.  Market potential: over 100 million
8.  Proxy signatures accepted, with verbal or written authorization from client
9.  Mastercard, Visa, check and money orders accepted
10. Paper work eliminated. Just fax or mail completed applications with payment to Global Underwriters
11. Key markets, any individual(s) or group traveling outside their home country:
        * Business travelers
        * Vacationers
        * Church and missionary groups
        * Organizations, associations, and corporations
        * Universities and colleges, students and professors
        * High schools and exchange programs
        * Organized sport teams
        * Benefit coordinators and travel managers
        * Nanny and aupair programs
        * International adoption agencies
        * International consultants and attorneys
        * Travel agencies
        * Banks
        * Restaurants